Loans

Loans

PERSONAL LOANS

Are you looking for an opportunity to realize a long cherished dream of renovating your house or visiting a country you have always wanted to see? Al Masraf offers Personal Loans at attractive and accessible rates.

Features and Benefits

  • Easy documentation and fast processing
  • Loan amount up to 20 times of your salary
  • Deferment facility
  • Competitive interest rates
  • Card for ATM cash withdrawal
  • Current Account with minimum balance requirement waived

Eligibility & Requirements

  • Applicant must be 21 years of age or above
  • Applicant’s employer must be one of Al Masraf’s approved employers list
  • Transfer of salary and assignment of end-of-service benefits to Al Masraf.

MORTGAGE LOANS

Owning your own home can be a dream come true. It gives you the flexibility to build those little things that every member of your family can appreciate. Al Masraf Mortgage Loan is a comprehensive and convenient home loan solution designed to fulfill your dreams and serve you the way you deserve it.

Features and Benefits

  • Easy documentation and fast process
  • High loan amount: with a high loan amount, the dream home you deserve will no longer be out of reach
  • Long tenor: we aim for a long term relationship with you; hence we offer a long tenor for repayment of mortgage loans
  • Highly competitive pricing: Al Masraf offers highly competitive pricing just the way you deserve it

Eligibility

  • Applicant must be 21 years of age or above
  • Applicant’s employer must be one of Al Masraf’s approved employers list.

For more information please contact us on 600 52 9999

AUTO LOANS

Drive off with your dream car now! Loan from Al Masraf – puts behind the steering wheel of the car of your dreams.

Features and Benefits

  • Easy documentation and fast processing
  • Finance available for new and used cars
  • Flexible repayment period of up to 60 months
  • Deferment facility available
  • Competitive interest rate

Documentation Requirements

For New Vehicles

  • Applicant’s employer must be one of Al Masraf’s approved employers list
    Proof of salary
  • Copy of valid passport with residence visa
  • Quotation/Performa invoice for new vehicle
  • Copy of UAE driving license
  • Bank Statements
  • Down payment of 20% inwards

For used vehicles (in addition to the above)

  • Valuation certificate from the bank’s approved list Of vehicle dealers
  • Ownership title and car sale agreement.

Security Notice

  1. Please do not share your user ID and Passwords with anybody. Keep it totally Confidential
  2. Please Keep your Passwords Complex and change them regularly
  3. Please do not share your Debit/ATM card or Credit card password with anybody. Keep it totally Confidential
  4. Never respond to any Email or SMS asking for your User ID, Passwords, Credit / ATM Card information or any other information. If you receive any, report to us
  5. For using Al Masraf Online Banking, Ensure you type www.almasraf.ae and avoid following any links received via e-mail, SMS, etc.
  6. Ensure your personal, identification and contact details are up to date in our bank records
  7. Ensure to log off immediately once you have finished using your online banking.

Security Tips for use of Online Banking

إشعار امني

  1. يرجى عدم مشاركة معرف المستخدم وكلمات المرور مع أي شخص. ابقها سرية تماماً
  2. يرجى أن تختار كلمات مرور معقدة مع الحرص على تغييرها بانتظام
  3. يرجى عدم مشاركة كلمة المرور لبطاقة الايداع / بطاقة الصراف الآلي أو بطاقة الائتمان الخاصة بك مع أي شخص. ابقها سرية تماماً
  4. لا ترد أبدا على أي رسالة بريد إلكتروني أو رسالة قصيرة تطلب منك الإفصاح عن هوية المستخدم الخاص بك أو كلمات المرور أو معلومات بطاقة الائتمان/الصراف الآلي أو أي معلومات أخرى. إذا تلقيت أي من الرسائل المشار إليها أعلاه، يرجى منك أن تبلغنا بذلك
  5. لاستخدام خدمات " المصرف " عبر الإنترنت، تأكد www.almasraf.ae و تجنب اتباع أي روابط ترِدُك عبر البريد الإلكتروني أو الرسائل القصيرة أو غيرها
  6. تأكد من أن معلوماتك الشخصية والتعريفية وتفاصيل الاتصال بك المصرح بها في سجلاتنا المصرفية محدثة
  7. تأكد من تسجيل خروجك فورا بعد الانتهاء من استخدام الخدمات المصرفية عبر الإنترنت.

نصائح أمنية لاستخدام الخدمات المصرفية عبر الإنترنت

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