Payroll Campaign

Open a savings account with salary transfer and enjoy promotional interest rates plus a joining bonus from Al Masraf.

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Payroll Campaign

Empowering Future Legacies

Fostering innovation and sustainability for lasting impact, enabling future generations to thrive and inspire.

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Empowering Future Legacies

2.2% Drive Every Season with Confidence

Terms & Conditions Apply.

2.2% Drive Every Season with Confidence

Spend 300+ Save 60

Every month on www.carrefouruae.com, exclusively for Al Masraf World Elite Mastercard Credit Card.

Spend 300+ Save 60

Up to 40 Off Every Month

When you spend 250 or more exclusively on the www.carrefouruae.com app with your Al Masraf World Mastercard Credit Card

Up to 40 Off Every Month

Al Masraf Mastercard

Credit Cards That Deliver More 20% OFF on Food or Grocery Monthly

Al Masraf Mastercard

Get Your Personal Loan now

Defer your first installment for up to 180 Days!

Get Your Personal Loan now

Get Your Personal Loan now

Defer your first installment for up to 180 Days!

Get Your Personal Loan now

Unlock Benefits

With Al Masraf Shari’ah Compliant Covered Card

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Our Products

Current Account

Open a Current account with us for day-to-day transactions and get a simple and hassle-free banking experience.

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Current Account

Savings Account

Open a Savings account with us and get a simple and hassle-free banking experience that pays monthly interest.

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Savings Account

Tiered Savings Account

Power up your savings with the Al Masraf Tiered Savings Account.This account is for customers who want to save for the future and earn interest based on balances maintained.

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Tiered Savings Account

Regular Fixed Deposits

Al Masraf Regular Returns Fixed Deposit gives you the power to choose between monthly, quarterly and semi-annually interest payouts.

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Regular Fixed Deposits

Fixed Deposits

Be assured of higher returns with Al Masraf Fixed Deposit Accounts.The right choice for sound and long term investment.

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Fixed Deposits

Personal Loan

Are you looking for an opportunity to realize a long cherished dream of renovating your house or visiting a country you have always wanted to see?

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Personal Loan

Home Loan

Owning your own home can be a dream come true. It gives you the flexibility to build those little things that every member of your family can appreciate

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Home Loan

Auto Loan

Drive off with your dream car now! Al Masraf Auto Loan puts you behind the steering wheel of the car of your dreams.

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Auto Loan

World Elite Credit Card

Al Masraf Credit Cards are packed with exciting features and benefits which makes your shopping experience truly rewarding!

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World Elite Credit Card

World Credit Card

Al Masraf Credit Cards are packed with exciting features and benefits which makes your shopping experience truly rewarding!

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World Credit Card

Platinum Credit Card

Al Masraf Credit Cards are packed with exciting features and benefits which makes your shopping experience truly rewarding!

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Platinum Credit Card

Platinum Debit Card

Al Masraf Platinum Debit Card is both a Purchase Card and an ATM Cash Card in one convenient product, which is automatically linked to your account.

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Platinum Debit Card

Banking Made Simple, Anywhere You Need It

Bank anytime, anywhere with our Online Mobile Banking platform, providing secure 24/7 access to your account. Manage and keep track of your finances with ease: pay bills, make secure transfers,manage your cards, all in one place.

Al Masraf Mobile App

Loan Calculator

Monthly Income currency
0
250,000
Loan Amount currency
0
1,000,000
Interest Rate %
5.99%
7.5%
Duration Years
1 Years
4 Years

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*These calculations are for illustration purpose only and based on an average rate. Actual calculation might differ. 3.5% Interest Rate.

Vehicle Value currency
0
1,000,000
Down Payment %
0 currency
20%
100%
Loan Amount
0 currency
Interest Rate %
2.5%
4.75%
Duration Years
1 Years
5 Years

Apply Now

*These calculations are for illustration purpose only and based on an average rate. Actual calculation might differ. 3.5% Interest Rate.

Home Value currency
0
100,000,000
Down Payment %
0 currency
15%
100%
Loan Amount
0 currency
Interest Rate %
1.75%
4.25%
Duration Years
1 Years
25 Years

Apply Now

*These calculations are for illustration purpose only and based on an average rate. Actual calculation might differ. 3.5% Interest Rate.

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Last updated at 17/07/2026 09:24:47 PM