The offer includes

0% Interest
0% Processing Fees
Up to 12-month EPP
Eligible transactions of AED 1,000 or more
Applicable to eligible transactions made via POS and e-commerce

Important Notes

Offer valid until 30 September 2026.

For assistance, please call: 600 529 999

Terms & Conditions apply.

Terms & Conditions

1.
The campaign is valid until 30 September 2026.
2.
The offer is available to all existing and new Al Masraf Credit Cardholders.
3.
Customers can convert eligible education-related transactions of min AED 1,000 or above into an Easy Payment Plan (EPP) of up to 12-month (in tenure of 3,6 and 12 months).
4.
The EPP will be offered at 0% profit/interest and 0% processing fee.
5.
Eligible transactions must be made using an Al Masraf Credit Card through POS or e-commerce channels.
6.
The offer applies only to transactions made at eligible education merchants classified under approved education Merchant Category Codes (MCCs).
7.
EPP requests must be submitted through the channels designated by Al Masraf and are subject to approval.
8.
Transactions reversed, refunded, disputed, or cancelled will not qualify for the offer.
9.
Al Masraf reserves the right to amend, suspend, or withdraw the campaign at any time in accordance with applicable regulations.
10.
Standard Al Masraf Credit Card Terms and Conditions apply.
11.
How to Apply: To book an Easy Payment Plan, please call 600 52 9999 from within UAE and 971 600 52 9999 from outside UAE.

Frequently Asked Questions

What is the Back-to-School offer?

You can convert eligible education-related transactions of AED 1,000 or more into a 6-month installment plan at 0% profit and 0% processing fee All existing and new Al Masraf Credit Cardholders, including staff, are eligible.

When is the campaign valid?

Until 30 September 2026.

What is the minimum transaction amount?

The minimum eligible transaction amount is AED 1,000

Are there any profit charges or processing fees?

No. Eligible transactions converted under this campaign will enjoy 0% profit and 0% processing fee.

Which education payments are eligible?

Eligible transactions include payments made to schools, colleges, universities, vocational institutes, and other education-related merchants classified under eligible education MCCs.

Can I convert an online school fee payment into EPP?

Yes, both eligible POS and online education transactions qualify for the offer

How many months is the installment plan?

The installment plan tenure is fixed at 6 months.

Can I cancel the EPP after it is booked?

Any cancellation request will be subject to Al Masraf's applicable EPP terms and condition and applicable SOC and processes.

How can I request the EPP?

You may request the conversion through the channels communicated by Al Masraf after completing your eligible transaction.

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