› Murabaha Auto Finance:

Murabaha Vehicle Finance is a Sharia compliant scheme from Al Masraf operating under the Sharia principle of (Murabaha). By this principle, Al Masraf will purchase the vehicle at your request, and then sells it to you at an agreed fixed profit rate. This allows you to own the car and pay for it in easy installment. This Scheme is available for both used and new vehicles, to individuals and business owners.

› Home Finance:

At Al Masraf we understand that one of the greatest joys is to own or build your dream home. Al Masraf Islamic Banking Home Finance offers you a range of options to suit your specific needs. We offer financing for ready residential properties. we also offer refinancing options for customers who may already own a property or are availing of a mortgage with another institution.

Al Masraf Islamic Banking is proud to offer a range of sharia compliant and cost-effective Ijara home products which suits your requirements.

Al Masraf Islamic Banking home finance products have been prepared based on simplifying our end to end process using Ijara Contract structure.

Ijara structure: Al Masraf purchase the property base on Customers request, and then lease it to customer on a rental payment for a specified leasing period. Through this deal the bank is the lessor and the customer is lessee. The Bank promises to transfer the title of the property to the customer at the end of the lease period if all payments have been made.

› Personal Finance:

With Al Masraf Personal Finance, you can buy and acquire a variety of sharia complaint commodities from us or get upfront cash price when you need it, at the most competitive profit rates available in the market.

Al Masraf offer personal finance product to meet your expenses and financial needs to fulfill your financial requirements in a Sharia compliant manner.